{"id":2,"date":"2025-07-04T20:02:13","date_gmt":"2025-07-04T20:02:13","guid":{"rendered":"https:\/\/coverlinkrisk.com\/?page_id=2"},"modified":"2025-09-21T01:06:41","modified_gmt":"2025-09-20T23:06:41","slug":"brokerage","status":"publish","type":"page","link":"https:\/\/coverlinkrisk.com\/fr\/","title":{"rendered":"Get Your Risk Advice and Insurance Cover Today"},"content":{"rendered":"<p>Risk and insurance are our areas of focus. <strong><a href=\"https:\/\/coverlinkrisk.com\/fr\/contact-us\/\" data-type=\"page\" data-id=\"48\" target=\"_blank\" rel=\"noreferrer noopener\">Coverlink<\/a> Risk Solutions<\/strong> is a licensed Risk Management and Insurance Broking firm established in 2022. Coverlink\u2019s <a href=\"https:\/\/coverlinkrisk.com\/fr\/risk-and-insurance-products\/\" target=\"_blank\" data-type=\"page\" data-id=\"115\" rel=\"noreferrer noopener\">products<\/a> and <a href=\"https:\/\/coverlinkrisk.com\/fr\/risk-advisory-insurance-services\/\" target=\"_blank\" data-type=\"page\" data-id=\"45\" rel=\"noreferrer noopener\">services<\/a> are flexible enough to suit your unique Zambian requirements. We cover your business comprehensively from unforeseen incidents, loss or damage.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-e2e066b81c4b00a852119dd4e7ce6781\" style=\"font-size:16px\">&#8220;Our main business objective is to serve the final consumer appropriately whilst adhering to and supporting the insurance underwriter with innovative solutions.&#8221;<\/p>\n<\/blockquote>\n\n\n<div class=\"oxi-addons-container   oxi-addons-flipbox-template-style4\">        <div class=\"oxilab-flip-box-wrapper\">\n                                <div class=\"oxilab-flip-box-col-3 oxilab-flip-box-padding-5\"\n                        sa-data-animation=\"pulse\"\n                        sa-data-animation-offset=\"100%\"\r\n                        sa-data-animation-delay=\"0ms\"\r\n                        sa-data-animation-duration=\" 3000ms\"\n                        >\r\n                        <div class=\"oxilab-flip-box-body-5 oxilab-flip-box-body-5-7\">\n                                                        <div class=\"oxilab-flip-box-body-absulote\">\n                                <div class=\"oxilab-flip-box-flip oxilab-flip-box-flip-bottom-to-top\">\n                                    <div class=\"oxilab-flip-box-style-data easing_easeOutBack\">\n                                        <div class=\"oxilab-flip-box-style\">\n                                            <div class=\"oxilab-flip-box-front\">\n                                                <div class=\"oxilab-flip-box-5\">\n                                                    <div class=\"oxilab-flip-box-5-data\">\n                                                        <div class=\"oxilab-icon\">\n                                                            <div class=\"oxilab-icon-data\">\n                                                                        <i class=\"fas fa-car-crash oxi-icons\"><\/i>\n                                                                    <\/div>\n                                                        <\/div>\n                                                        <div class=\"oxilab-heading\">\n                                                            Click for General insurance                                                        <\/div>\n                                                        <div class=\"oxilab-info\">\n                                                            It encompasses all non-life risks, protecting against loss or damage to property and liabilities.                                                        <\/div>\n\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                            <div class=\"oxilab-flip-box-back\">\n                                                <div class=\"oxilab-flip-box-back-5\">\n                                                    <div class=\"oxilab-flip-box-back-5-data\">\n                                                        <div class=\"oxilab-heading\">\n                                                            Insurance portal                                                        <\/div>\n                                                        <div class=\"oxilab-info\">\n                                                            Key lines include motor insurance, home insurance, travel insurance, fire insurance, and liability insurance.                                                        <\/div>\n                                                                                                                    <a href=\"https:\/\/clients-coverlink.inshuwa.com\/\" target=\"\" rel=\"noopener\">\n                                                                <span class=\"oxilab-button\">\n                                                                    <span class=\"oxilab-button-data\">\n                                                                        Insure Now                                                                    <\/span>\n                                                                <\/span>\n                                                            <\/a>\n                                                                                                                <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            \n                        <\/div>\n\n\n                                                \n                    <\/div>\n                                        <div class=\"oxilab-flip-box-col-3 oxilab-flip-box-padding-5\"\n                        sa-data-animation=\"pulse\"\n                        sa-data-animation-offset=\"100%\"\r\n                        sa-data-animation-delay=\"0ms\"\r\n                        sa-data-animation-duration=\" 3000ms\"\n                        >\r\n                        <div class=\"oxilab-flip-box-body-5 oxilab-flip-box-body-5-8\">\n                                                        <div class=\"oxilab-flip-box-body-absulote\">\n                                <div class=\"oxilab-flip-box-flip oxilab-flip-box-flip-bottom-to-top\">\n                                    <div class=\"oxilab-flip-box-style-data easing_easeOutBack\">\n                                        <div class=\"oxilab-flip-box-style\">\n                                            <div class=\"oxilab-flip-box-front\">\n                                                <div class=\"oxilab-flip-box-5\">\n                                                    <div class=\"oxilab-flip-box-5-data\">\n                                                        <div class=\"oxilab-icon\">\n                                                            <div class=\"oxilab-icon-data\">\n                                                                        <i class=\"fas fa-users oxi-icons\"><\/i>\n                                                                    <\/div>\n                                                        <\/div>\n                                                        <div class=\"oxilab-heading\">\n                                                            Life Insurance                                                        <\/div>\n                                                        <div class=\"oxilab-info\">\n                                                            Offers a lump-sum or periodic benefit to beneficiaries when the policyholder dies, helping to replace lost income and cover final expenses.                                                        <\/div>\n\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                            <div class=\"oxilab-flip-box-back\">\n                                                <div class=\"oxilab-flip-box-back-5\">\n                                                    <div class=\"oxilab-flip-box-back-5-data\">\n                                                        <div class=\"oxilab-heading\">\n                                                            Insurance portal                                                        <\/div>\n                                                        <div class=\"oxilab-info\">\n                                                            Common products include term life insurance, whole life insurance, and endowment plans.                                                        <\/div>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            \n                        <\/div>\n\n\n                                                \n                    <\/div>\n                                        <div class=\"oxilab-flip-box-col-3 oxilab-flip-box-padding-5\"\n                        sa-data-animation=\"pulse\"\n                        sa-data-animation-offset=\"100%\"\r\n                        sa-data-animation-delay=\"0ms\"\r\n                        sa-data-animation-duration=\" 3000ms\"\n                        >\r\n                        <div class=\"oxilab-flip-box-body-5 oxilab-flip-box-body-5-9\">\n                                                        <div class=\"oxilab-flip-box-body-absulote\">\n                                <div class=\"oxilab-flip-box-flip oxilab-flip-box-flip-bottom-to-top\">\n                                    <div class=\"oxilab-flip-box-style-data easing_easeOutBack\">\n                                        <div class=\"oxilab-flip-box-style\">\n                                            <div class=\"oxilab-flip-box-front\">\n                                                <div class=\"oxilab-flip-box-5\">\n                                                    <div class=\"oxilab-flip-box-5-data\">\n                                                        <div class=\"oxilab-icon\">\n                                                            <div class=\"oxilab-icon-data\">\n                                                                        <i class=\"fas fa-heartbeat oxi-icons\"><\/i>\n                                                                    <\/div>\n                                                        <\/div>\n                                                        <div class=\"oxilab-heading\">\n                                                            Health Insurance                                                        <\/div>\n                                                        <div class=\"oxilab-info\">\n                                                            Covers medical costs arising from illness, injury, or hospitalisation, reducing out-of-pocket healthcare expenses.                                                        <\/div>\n\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                            <div class=\"oxilab-flip-box-back\">\n                                                <div class=\"oxilab-flip-box-back-5\">\n                                                    <div class=\"oxilab-flip-box-back-5-data\">\n                                                        <div class=\"oxilab-heading\">\n                                                            Insurance portal                                                        <\/div>\n                                                        <div class=\"oxilab-info\">\n                                                            Typical variants are individual health plans, family floater policies, and critical-illness coverage.                                                        <\/div>\n                                                                                                            <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                            \n                        <\/div>\n\n\n                                                \n                    <\/div>\n                            <\/div>\n        <\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\"><strong>Insurance solutions<\/strong><\/h2>\n\n\n\n<p>We cover you, from life insurance to local and international <a href=\"https:\/\/coverlinkrisk.com\/fr\/risk-and-insurance-products\/\" target=\"_blank\" data-type=\"page\" data-id=\"115\" rel=\"noreferrer noopener\">travel<\/a>. Enjoy Zambia with the knowledge that you have financial protection for unexpected events that may occur before or during a trip.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full is-style-rounded\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"307\" src=\"https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Elephant-car-insurance-3.jpg\" alt=\"Elephant car insurance\" class=\"wp-image-473\" title=\"\" srcset=\"https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Elephant-car-insurance-3.jpg 512w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Elephant-car-insurance-3-300x180.jpg 300w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Elephant-car-insurance-3-18x12.jpg 18w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Elephant-car-insurance-3-350x210.jpg 350w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><strong>Advantages of using <strong>Coverlink<\/strong> as a broker for your insurance needs<\/strong><\/summary>\n<p>Using a broker for your insurance needs is a strategic decision that can provide significant advantages. This is primarily because a broker works for you, not the insurance company.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-rounded\"><img decoding=\"async\" width=\"1024\" height=\"184\" src=\"https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services-1024x184.jpg\" alt=\"Insurance advisory services\" class=\"wp-image-395\" title=\"\" srcset=\"https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services-1024x184.jpg 1024w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services-300x54.jpg 300w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services-768x138.jpg 768w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services-1536x276.jpg 1536w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services-18x3.jpg 18w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services-350x63.jpg 350w, https:\/\/coverlinkrisk.com\/wp-content\/uploads\/2025\/07\/Insurance-advisory-services.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Using a broker in Zambia offers significant advantages for individuals and businesses looking to navigate the often complex world of insurance. Advantages include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Expertise and Impartial Advice<\/strong>\n<ul class=\"wp-block-list\">\n<li>a deep understanding of various products, policy wordings, industry trends, and the nuances of different coverage options available in the Zambian market<\/li>\n\n\n\n<li>unlike agents, we are independent. Our primary responsibility is to act in your best interest, not the insurer&#8217;s<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Access to a Wide Range of Options<\/strong>\n<ul class=\"wp-block-list\">\n<li>we have access to a wide panel of insurers and their diverse policies<\/li>\n\n\n\n<li>this broad reach allows us to find the most competitive rates and comprehensive coverage available, potentially leading to cost savings and better value for your money<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Tailored Solutions and Risk Assessment<\/strong>\n<ul class=\"wp-block-list\">\n<li>we take the time to understand your specific needs, circumstances, and preferences<\/li>\n\n\n\n<li>we conduct thorough risk assessments to identify potential gaps in coverage and areas where additional protection may be necessary, ensuring you don&#8217;t end up underinsured when a loss occurs<\/li>\n\n\n\n<li>we can help tailor policies to your unique requirements, ensuring you get the right coverage limits and features<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Time and Effort Savings<\/strong>\n<ul class=\"wp-block-list\">\n<li>The process of researching, obtaining quotes, and comparing policies can be overwhelming. We streamline this process by doing the legwork for you, saving you valuable time and effort<\/li>\n\n\n\n<li>We simplify complex jargon, terms, and conditions, ensuring you fully understand what you are buying before you commit<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Claims Advocacy and Support<\/strong>\n<ul class=\"wp-block-list\">\n<li>we act as your advocate. We guide you through the claims process, assist with preparing and submitting necessary documentation, and liaise with the insurer on your behalf<\/li>\n\n\n\n<li>our involvement helps ensure your interests are protected and that you receive fair and prompt payment from the insurance company<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Ongoing Support and Risk Management<\/strong>\n<ul class=\"wp-block-list\">\n<li>we provide ongoing support even after the policy is purchased. We can assist with policy renewals, updates, and adjustments to your coverage as your needs change over time<\/li>\n\n\n\n<li>beyond just securing coverage, we offer valuable risk management advice, helping you understand and implement strategies to mitigate potential risks to your property, assets, or business<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Familiarity with Local Regulations<\/strong>\n<ul class=\"wp-block-list\">\n<li>given the regulatory environment in Zambia (e.g., the PIA), we are well-versed in the local laws and ensure your policies are compliant<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary><em>Regulated by the Pensions and Insurance Authority (PIA)<\/em><\/summary>\n<p>In Zambia, the regulation of insurance brokers falls under the <a href=\"http:\/\/www.pia.org.zm\" target=\"_blank\" data-type=\"link\" data-id=\"www.pia.org.zm\" rel=\"noreferrer noopener nofollow\">PIA<\/a>. The PIA is the primary regulatory body for the insurance and pensions industry in the country, operating under the Ministry of Finance and National Planning. PIA is responsible for licensing insurance brokers. Brokers cannot carry on their business in Zambia without a valid license from the PIA.<\/p>\n<\/details>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Risk and insurance are our areas of focus. Coverlink Risk Solutions is a licensed Risk Management and Insurance Broking firm established in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":523,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"[]"},"class_list":["post-2","page","type-page","status-publish","has-post-thumbnail","hentry"],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/pages\/2","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/comments?post=2"}],"version-history":[{"count":5,"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/pages\/2\/revisions"}],"predecessor-version":[{"id":862,"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/pages\/2\/revisions\/862"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/media\/523"}],"wp:attachment":[{"href":"https:\/\/coverlinkrisk.com\/fr\/wp-json\/wp\/v2\/media?parent=2"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}